Vika Miftahul Jannah, et al. “Analysis of the Potential of Gold Instalments As an Alternative Sharia Investment for UMKM in an Era of Global Economic Uncertainty”. Islamic Circle , vol. 6, no. 2, Jan. 2026, pp. 81-93, http://jurnal.stain-madina.ac.id/index.php/islamiccircle/article/view/3033.