ANALISIS MINAT MASYARAKAT DESA PURWOSARI KABUPATEN BUNGO MENGGUNAKAN JASA PERBANKAN SYARIAH

  • Sissah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
  • Firman Syah Noor Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
  • Jumi Sari Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Keywords: Community, Interest, Islamic Banking

Abstract

This research is about how the interest of the Purwosari village community in using Islamic banking in the midst of a community with a population of 6.206 souls where 85 percent are predominantly Muslim, and it is known that before further research the authors observed that the total number of transactions was 5-10 per day. So that the writer is also interested in conducting research on the interest in saving in the Purwosari village community where the majority of the people are Muslims, and the number of Bank Syarriah customers is still relatively small. Moreover, in that area there are Conventional Banks that have been established for a long time compared to Islamic Banks. The research method used is descriptive qualitative method, and the sample for this research is the entire population using purposive sampling, namely as many as 20 people. The results show that: 1) There is a lack of interest in the people of Purwosari Village, Pelepat Ilir District, in using Sharia Banking services. Because there are still many people in Purwosari Village who still make transactions at conventional banks. 2) What makes the lack of knowledge of the Purwosari village community using Islamic banking services. 3) There are several factors that influence the lack of interest of the people of Purwosari Village in using Islamic Banking services, namely internal factors, social motive factors, emotional factors, location factors, and promotion factors

References

Fitri Ratna Sari. (2014). Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Dalam Mengambil Pembiayaan. UMS Press.
Gita Ade Kamula Putri. (2020). The Effect of Service System Sand Credit Procedures on Customer Decisions in Taking Credit. UMM Press.
Lexy J. Moleong. (2005). Metode Penelitian Kualitatif. Remaja Rosdakarya.
Muhammad Dayyan, Fahriansah, & Juprianto. (2017). Analisis Minat Masyarakat Muslim Menjadi Nasabah Bank Syariah (Studi Kasus Di Gampong Pondok Kemuning. Jurnal Ilmiah Mahaiswa, 1(1).
Sugiyono. (2018). Metode Penelitian Kuantitatif Kualitatif dan R&D. Alfabeta.
Sugiyono. (2019). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Tim Penyusun. (2014). Pedoman Penulisan Skripsi. Syariah Press.
Trisandini P, Usanti, & Abd. Shomad. (2015). Transaksi Bank Syariah. Bumi Aksara.
Warkum Sumitro. (2000). Asas-asas Perbankan Islam dan Lembaga Terkait. Raja Grafindo.
Wirdaningsih, kamean perwataatmadja, Gemala Dewi, & Yeni Salma Barlinti. (2005). Bank dan Asuransi Islam di Indonesia. Kencana.
Aeni Wahyuni. (2013). Pengaruh Budaya, Psikologis dan Pribadi Terhadap Keputusan Nasabah Dalam Memilih Pembiayaan Murabahah Pada BMT Bina Ummat Mandiri Tambang. Riau: UIN Sultan Syarif Kasim. 2013. UIN Sultan Syarif Kasim.
Undang-undang Nomor 7 Tahun 1992. (1992). Undang-Undang Nomor 7 Tahun 1992 Tentang Perbankan.
Undang-Undang Nomor 23 Tahun 1999. (1999). Undang-Undang Nomor 23 Tahun 1999 Tentang Bank Indonesia.
Published
2023-12-29
How to Cite
Sissah, Firman Syah Noor, & Jumi Sari. (2023). ANALISIS MINAT MASYARAKAT DESA PURWOSARI KABUPATEN BUNGO MENGGUNAKAN JASA PERBANKAN SYARIAH. EKSYA : Jurnal Ekonomi Syariah, 4(2), 285-296. https://doi.org/10.56874/eksya.v4i2.1367