ARIS, Diba; NASUTION, Lokot Zein. Determinan Penentu Inovasi Pengembangan Pembiayaan Mikro Syariah bagi Penguatan Daya Saing UMKM. Islamic Circle , [S. l.], v. 1, n. 2, p. 152–173, 2022. DOI: 10.56874/islamiccircle.v1i2.687. Disponível em: https://jurnal.stain-madina.ac.id/index.php/islamiccircle/article/view/687. Acesso em: 26 aug. 2025.