Transaksi Non Tunai dalam Perspektif Hadis: Antara Inovasi Digital dan Prinsip Syariah

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Published May 9, 2025
https://doi.org/10.56874//almutabar.2025.v5i1/2302/5
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Vol. 5 No. 01 (2025): Al-Mu'tabar

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Diva Pinara
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten
Muhammad Alif
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten
Repa Hudan Lisalam
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Abstract

The advancement of digital technology has significantly transformed economic transaction systems, including the widespread use of non-cash payment methods such as e-wallets, mobile banking, and QR codes. This article aims to examine the phenomenon of non-cash transactions from the perspective of the Prophet Muhammad’s hadiths, focusing on the integration between digital innovation and Islamic legal principles. The study employs a qualitative method with a thematic approach to hadiths related to justice, honesty, the prohibition of gharar (ambiguity), riba (usury), and trustworthiness in financial dealings. The findings reveal that although non-cash transactions are not explicitly addressed in classical hadith literature, the ethical values contained in the hadiths provide a normative framework relevant to assessing the legitimacy and appropriateness of modern digital financial systems. When understood contextually, non-cash transactions can be accepted in Islam as long as they uphold transparency, fairness, and avoid prohibited elements. This article underscores the importance of applying the maq??id al-shar?‘ah approach to evaluating modern economic innovations in order to maintain harmony between technological development and Islamic values.

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How to Cite
Pinara, D., Alif, M., & Lisalam, R. H. (2025). Transaksi Non Tunai dalam Perspektif Hadis: Antara Inovasi Digital dan Prinsip Syariah. Al-Mu’tabar, 5(01), 19–34. https://doi.org/10.56874//almutabar.2025.v5i1/2302/5

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